An advisor you
can trust.
When it comes to investing, it’s hard to know where to start. Choosing who to partner with? Even more so.
Planning for the future is the responsible thing to do. But trying to figure out how to begin, or if your plan is the right one, can be both confusing and overwhelming.
At Affect Wealth, we understand how you feel. The world of finance is complex. You shouldn’t have to go it alone! You need a guide, someone who can give you a strategic investment plan with clear steps to get you to retirement — while still giving you the freedom to live for today.
Here at Affect Wealth, we want to see you succeed, and we want to help you make a difference in people’s lives with your investments at the same time. We can’t wait to talk to you about the future, because while it’s unpredictable, and sometimes, maybe a little scary, we’re here to help you get there with confidence.
Meet Phil
Hi! I’m Phil. My passion is helping individuals and couples both young and old work toward and realize their financial goals. My approach is one of empowerment, where I equip you with the tools and knowledge you need to succeed.
To me, there’s absolutely nothing like seeing that lightbulb moment happen with you as you see and understand how your investments are impacting the world. When I see that confidence and sense of victory from you, there’s no reward quite like it.
Affect Wealth Assurances
Personalized plans.
We take the time to listen, so that whatever we plan together always starts with where you’re at in life. Your plan will not only be tailored to you by Phil, it will also consider your life stage, personal circumstances, risk tolerance and retirement goals. You can customize your plan however you like.
Know where your money is going.
Investing is important, but knowing who or what you’re investing in is even more so. We promise to never use pushy sales tactics but instead give you advice so you can make educated decisions.
Regular forecasts.
We can’t predict the future, but we can help you prepare for it. You’ll get regular statements that show you how your plan is going — and we’ll answer any questions you have along the way.
Clear communication.
Jargon is confusing and annoying. We want you to feel comfortable, so we promise to always speak in language that you understand. You can always ask us questions and we’ll be happy to answer them.
How Affect Wealth began.
Though created in 2021, Affect Wealth had its unofficial start in 2013, when Phil Janzen partnered with David Smith at David’s Jordan Station office. David mentored Phil as Phil grew his client base. The two partners operated under the name Redwood Financial Group, sharing similar values and the same approach to investment planning.
Fast forward to 2017 and Phil was ready for the next phase of his financial advising journey. He purchased Bryan Fretz Financial’s Dunnville office from retiring financial advisor Bryan Fretz, which is the office Phil still works out of today. In 2021, Phil stopped using the Redwood Financial name, renaming to Affect Wealth to better reflect how he helps his clients.
While Phil has created his own agency, he and David at Redwood Financial continue to support each other while serving their own clients. This includes supporting each other’s clients when one is out of the office as well as sharing advice and expertise.
